Tools and Resources

A growing collection of simple resources to help you organise your money.

Start here

• Monthly budget worksheet: list income, fixed costs, flexible spending and savings goals.
• Debt snapshot: record each balance, interest rate, minimum payment and target payoff order.
• Goal tracker: choose one goal, set a target amount and review progress monthly.

How to use these resources

Start with one small action, keep your assumptions visible and review your plan regularly. The tools are educational and should be adapted to your own circumstances.